Sharing Online Banking with Your Accountant

by | Mar 2, 2026 | Accounting, Tax

To allow your accountant access to your bank’s online banking system, follow these general steps. This typically involves navigating to a “User Management” or “Account Access” section, where you can add a new user and set permissions—usually “view-only” for accountants.

General Steps

  1. Log in to Your Online Banking Portal – Go to your bank’s website or mobile app and log in using your credentials.
  2. Find the User Access Section – Look for options labeled “User Management,” “Account Access,” “Manage Users,” or similar. These are often located under “Administration,” “Settings,” or “Account Services.”
  3. Add a New User – Select the option to add a user. You’ll typically need to enter your accountant’s name and email address. Please use Matt Senter and accounting@sentercpa.com.
  4. Set Permissions – Assign the appropriate level of access. For accountants, “view-only” is common, allowing them to see transactions and balances without making any changes or initiating payments.
  5. Review and Confirm – Double-check all settings and confirm the user addition. Your accountant may receive an email invitation to create their own login credentials.

 

Bank-Specific Instructions

  • Bank of America:

Use the Account Management feature to set up users and assign access levels for each account.

  • Chase Bank:

Navigate to Access & Security Manager to add users and customize their permissions.

  • U.S. Bank:

Use the Shared Access feature to grant view-only access to your accountant.

  • Wells Fargo:

Access the Account Access Manager to create a Guest User with view-only permissions.

  • Truist Bank:

Add a user via the Business Admin section and set their access to view-only.

  • Capital One:

Go to Manage Users to add your accountant and assign their access level.

  • QuickBooks Online:

In the Manage Users section, invite your accountant to access your company file with accountant-level permissions. Please use matt@sentercps.com

 

How to Grant Your Accountant Access to Your Payroll’s Online Platform

To give your accountant access to your online payroll system, you’ll usually need to invite them as a user through your payroll software. This typically involves going to a section like “Manage Users,” entering the accountant’s email address (payroll@sentercpa.com), and selecting the appropriate role—such as “Accountant” or “Administrator”—to ensure they have the necessary permissions to view and manage payroll data.

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