Sharing Online Banking with Your Accountant

by | Mar 2, 2026 | Accounting, Tax

To allow your accountant access to your bank’s online banking system, follow these general steps. This typically involves navigating to a “User Management” or “Account Access” section, where you can add a new user and set permissions—usually “view-only” for accountants.

General Steps

  1. Log in to Your Online Banking Portal – Go to your bank’s website or mobile app and log in using your credentials.
  2. Find the User Access Section – Look for options labeled “User Management,” “Account Access,” “Manage Users,” or similar. These are often located under “Administration,” “Settings,” or “Account Services.”
  3. Add a New User – Select the option to add a user. You’ll typically need to enter your accountant’s name and email address. Please use Matt Senter and accounting@sentercpa.com.
  4. Set Permissions – Assign the appropriate level of access. For accountants, “view-only” is common, allowing them to see transactions and balances without making any changes or initiating payments.
  5. Review and Confirm – Double-check all settings and confirm the user addition. Your accountant may receive an email invitation to create their own login credentials.

 

Bank-Specific Instructions

  • Bank of America:

Use the Account Management feature to set up users and assign access levels for each account.

  • Chase Bank:

Navigate to Access & Security Manager to add users and customize their permissions.

  • U.S. Bank:

Use the Shared Access feature to grant view-only access to your accountant.

  • Wells Fargo:

Access the Account Access Manager to create a Guest User with view-only permissions.

  • Truist Bank:

Add a user via the Business Admin section and set their access to view-only.

  • Capital One:

Go to Manage Users to add your accountant and assign their access level.

  • QuickBooks Online:

In the Manage Users section, invite your accountant to access your company file with accountant-level permissions. Please use matt@sentercps.com

 

How to Grant Your Accountant Access to Your Payroll’s Online Platform

To give your accountant access to your online payroll system, you’ll usually need to invite them as a user through your payroll software. This typically involves going to a section like “Manage Users,” entering the accountant’s email address (payroll@sentercpa.com), and selecting the appropriate role—such as “Accountant” or “Administrator”—to ensure they have the necessary permissions to view and manage payroll data.

Always remember, Senter, CPA is here for you if you need any assistance.

Don't hesitate to give us a call at 248-934-0550, or contact us below.

Why I Visit Our Accounting Clients

Every couple of years, I spend part of my summer leaving the office.

That probably sounds strange coming from a CPA.

Have You Moved Recently? Make Sure the IRS Has Your New Address

Moving into a new home is an exciting milestone, but one important task is often overlooked: updating your address with the IRS.

Sunshine and Spreadsheets: A Bookkeeper’s Summer

Summer means different things to different people.
For some, it’s beach vacations, backyard BBQs, and long weekends.

Mileage Matters. Don’t Let Those Miles Go to Waste! Let Them Reduce Your Tax Bill!

Do you own your own business? If so, make sure you are not missing this one simple deduction! If you use your car for work, your mileage could be saving you money on taxes.

What to Bring to Your First CPA Appointment as a Small Business Owner

Walking into your first CPA appointment as a small business owner can feel a little intimidating. You might wonder if you’re bringing the right paperwork, if your records are organized enough, or if your CPA is about to discover the “creative bookkeeping system” you’ve been using since opening day.

Never Miss a Quarterly Estimated Tax Payment Again: TaxDome Keeps You on Track

For self-employed individuals, freelancers, business owners, and investors, quarterly estimated tax payments are an important part of staying compliant with IRS requirements. Missing a payment can result in penalties, interest charges, and unnecessary stress. Fortunately, TaxDome makes it easier than ever to stay organized with automated reminders and client communication tools.

Summer Reminder: Don’t Forget Your Estimated Taxes!

We know—writing a check to the IRS and State is probably not on your summer bucket list.

IRS Updates to 1099-K Reporting: What Freelancers Should Expect in 2026

If you’re a freelancer, gig worker, or small business owner who gets paid through platforms like PayPal, Venmo, Etsy, or Uber, there are important tax changes you need to be aware of.

Taxes and Summer? Who Would Have Thought?

When you think “summer,” taxes probably don’t make the list – and honestly, we get it. You should be thinking about vacations, BBQs, and soaking up the sunshine.

Why You Should Get an IRS IP Pin

Protect Yourself from Tax Identity Theft

At Senter CPA, we’re serious about protecting your personal and financial information. One simple but powerful way you can protect your tax identity is by getting an IRS Identity Protection PIN (IP PIN).

Here’s what it is, why it matters, and how to get one.